Best Credit Cards For Young Adults in the USA

Credit cards are a terrific way for consumers to get the most for the money they spend, no matter how they spend their money. We will discuss the best credit cards for young adults in this article, which are suitable for recent college graduates or those who have recently started working.

With basic card features and minimal fees, the best credit cards for young adults make learning to manage credit straightforward are:-

Chase Freedom Flex

The following are some of the reasons why this is one of the finest credit cards for young adults: Each quarter, you may earn 3% cashback on up to $1,500 in rotating bonus areas with Chase Freedom Flex. Year-round, you’ll get 4% back on trips purchased through Chase, 3% back at drugstores and restaurants (including takeout and delivery), and 1% back on all other transactions. Additionally, on up to $9,000 spent in the first year, you can get 5% cashback on grocery store purchases (excluding Target(R) and Walmart(R) purchases). 

Bank Of America Cash Rewards Credit Card For Students

The following are some of the reasons why this is one of the finest credit cards for young adults: This card allows you to earn points in a variety of ways, including petrol, online shopping, restaurants, travel, drugstores, and home renovation and furnishings. Purchases made in supermarkets and wholesale clubs get 2% cashback, while all other purchases earn 1%. The 3% and 2% cashback benefits only apply to the first $1,200 in combined card purchases each quarter; after that, you’ll only get 1% back until the next quarter. There is no annual charge for cardholders.

Discover it Student Cash Back

The following are some of the reasons why this is one of the finest credit cards for young adults: This student card may be available to even young adults with fair credit or who have never had a credit card before. Cardholders can receive 5% cashback on ordinary purchases at Amazon.com, grocery stores, restaurants, gas stations, and when paying with PayPal, up to the quarterly maximum when they activate the card. On all other purchases, the card pays a flat rate of 1% cashback. There is no annual cost, and there is no penalty for paying late the first time. Discover will double all cash back you’ve earned during your first year as a cardholder. The card also has no annual cost and gives you free access to your FICO credit score.

Read More: Best Credit Cards For Travel

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